Help!

Your Monthly Budget

How do you want to view your monthly budget for Salary Sacrifice?

Option 1 below ("Calculate by my net pay") will calculate the impact of Salary Sacrifice on your estimated net 'take-home' pay and then show you a list of cars within your chosen net pay budget.

For example, you can choose a reduction in your net pay of £200pm, then see a list of cars that reduce your net pay by no more than £200pm (after tax and national insurance).

It takes a little longer for this calculation.

This is because we have to;

• estimate your net pay before Salary Sacrifice; then
• recalculate net pay again using the tax/national insurance for swapping to a company car.

We do this because company cars provided under Salary Sacrifice are taxed in a different way to 'cash' take-home pay.

Option 2 below (Calculate by finance, maintenance and insurance) takes a lot less time.

However, it only provides a list of cars using the total monthly payment your employer will make for finance, maintenance and insurance, so it excludes any changes to your net pay for tax or national insurance.

Choosing Which Option

If you are not sure which option to select we suggest "Option 1".

This comparison of cars will take longer, but don't worry.

You can always change how you compare cars after you have seen the list of suggested cars under either option.