What Do We Do?

Our van lease or buy analyser will compare instantly the cost and cash-flow impact on your business of buying outright vs leasing, contract hire, contract purchase and hire purchase.

By blending information about your business with finance calculations we can work out whether or not your business should buy it's new vans from cash reserves or use finance.

Taking account of monthly finance payments, business tax relief, VAT recovery and your rate of return on capital we can calculate the cost and cash-flow impact of using external van finance in your business.

If it's cheaper and more cash-efficient to buy outright we'll tell you. And if your business could be better off using external finance, or your business can't afford to pay cash, we'll work out the best finance from the products we offer.

Getting Started

Van Selection

First we'll ask you about the van you want to analyse.

You can select a basic van from the manufacturer lists or customise the van with factory fitted options.

Once the van is selected click on the 'Finance' button to make your funding choices.

Finance

You can select the replacement period for the van (up to 5 years) and the annual/total mileage and we'll match the monthly finance to your selections.

Once your finance choices are made, click on the 'Lease or Buy' button for the next step, setting up your business profile.

Your Business Profile

To begin you'll need to set up some information about your business, such as the corporation tax rate and VAT recovery.

We'll also need details about the rate of return achieved on capital invested in the business. This is to calculate the effect on your business of cash-flow changes caused by financing vans rather than buying outright.

The rate of return on capital is used in cash-flow modelling, but don't worry if you don't yet know your return on capital - we can work out the minimum rate you would need to make using external finance more effective than buying a van or fleet outright.

Similarly, if there's any other information you're not sure about then just use the example data we provide - you can always go back and change the details at any time.

We won't keep any business data you provide. Once you leave our site and close the browser window the data will be erased from our servers, but remember that your web browser may keep browsing data for a period of time and this is beyond our control.

If you leave your computer or mobile device for a while when using our van lease or buy analyser your session on this web site will eventually 'time-out'. We'll then wipe the data from our servers to help prevent someone else from seeing it (but please don't rely on that - just close your browser window and come back to us later).

You're Ready To Go!

Once you've completed the business profile, van and finance selections you're ready to see the analysis results.

We'll show you:

• the cash-flow impact on your business of buying a van outright compared to your selected finance alternatives;
• the cost impact of using van finance compared to buying outright; and
• the effects if corporation tax relief and recovered VAT on the calculations.

You can also find the minimum return on capital required to make using external van finance more effective than buying a van outright.

Once you've analysed one van you can build up a fleet of vans.

You'll be able to see the cost and cash-flow impact of buying outright vs external finance on each van and on the entire fleet.

We'll also automatically blend the finance analyses to identify the best funding approach for each van in the entire fleet.

So let's get started on your 'Lease or Buy' analysis - just click on the link below:

Van Selection